Financial Strategies for Today: Go For Growth
15 June 2026
To all Financial Friends
How are your investments performing? One of our students emailed describing how her funds have grown to over £100k saying "which I am super happy about." This student’s pension funds stood at close to £50,000 when she came on the Money Awareness Course just three years ago. Now over £100k her funds have doubled in three years. In the financial world to double your money in five years is seen as optimistic but possible. Ten years, doubling your money is seen as plausible. No guarantees of course.
The above three-year return is exceptional and could be said to have been inspired by this student’s selection of 'specific assets' rather than the traditional portfolio of wide diversification. But how are your investments performing? Our commentaries support the view that Economic Circumstances, Political Events, Human Behaviour and looking 2 steps ahead of the market are keys to success. For the information and guidance you need do use the link to book a time to talk with me here: www.calendly.com/yourfinancialfriend
This is the first of three commentaries considering the opportunities found in each of the five strategies from which numbers of students have chosen to invest. The titles of these strategies are: Go For Growth. The Diversification Model. Accumulators Strategy. The 60/40 Model. The Profit Takers Strategy. Further explanation of all five strategies is attached to this mail. Some adventurous students have gone into outer space and future developments and Crypto funds etc. etc. Very natural and absolutely fine, exciting but uncertain?
Today We Will Look at the Go For Growth Option
Please see the attachment for Go For Growth. This option focuses purely on global equities. Your fund manager will be buying shares of companies across the globe and across market sectors. This option is for longer-term growth. Over time your fund value will fall as well as rise in value sometimes significantly in either direction. Investors here are able to wake-up to a period when their funds could have fallen by say 20% or more and not be troubled. Similarly they are not moved when funds rise by 20% either.
Investors expectancy is that, as in the past, long-term holdings of global equities will outperform alternative assets. This, even though regulators say that past performance is no guide to future performance. The average performance of these funds as reported by the Investment Association over 1 year is 19.7% and over 5 years stands at 47.3% (equivalent to 8.1% pa). A top performing 1st quartile fund achieved 33.8% over 1 year and 107.3% over 5 years.
Such growth is likely to have benefited from the incredible growth of the so called Magnificent Seven (Apple, Microsoft, NVIDIA, Amazon, Alphabet, Meta and Tesla) technology/AI focussed companies. There is now a concern that growth has been too fast and that a wave of investor euphoria will evaporate causing markets across the sectors to fall. However, others argue that these giants have strong financial reserves to carry them through thick and thin.
As I write there is a growing belief that a 'peace deal' (yet again) is about to be signed by the USA and Iran. Although this would seem to be a document that opens the Strait of Hormuz it is indicated it may be more of a memorandum which has to be fulfilled over time to maintain possible 'peace'. Nevertheless we can expect a market bounce if this happens. If that is!
Profit takers among us might wonder why Global Equity investors do not seize the average one-year return of 19.7% and hold these profits in Money Market funds for relevant safety and growth. Global Equity funds will fall in value at some point and Money Market funds could be re-invested at the lower price to leverage and increase the longer-term result? What also if no peace deal is signed and oil and key supplies throttle the world economy? Plenty of 'what ifs' but look on the bright side of life. When investments fall they always rise again - eventually!
Financial Friend Subscribes can always gain more information, thinking and understanding by talking with Rob here: www.calendly.com/yourfinancialfriend. Always happy to share knowledge and market insights with all Financial Friends.
PLEASE NOTE: A financial or economic commentary like these, are written to explain, interpret or give an opinion on economic events and markets to help readers understand what’s happening and why it matters. Designed to help you make informed decisions of your own by making you aware of opportunities, risks and potential rewards in the market.
